Contract FAQs

Is there a minimum investment?

Yes. The savings plan requires 60 USD up to 40 years of age, 100 USD for those over 40 years of age, and, if you add a single, one-time investment of 10,000 USD or combine with a savings plan, 2,400 USD.

What is the minimum and maximum term of the insurance policy?

10 years is the minimum term and there is no maximum term, however, the maximum savings plan term is until 75 years of age.

When can I receive additional payments?

Anytime.

When can I withdraw from my policy?

Anytime except there is an early exit fee incurred in the first five years.

How does retirement affect my policy?

You can retirement anytime and the contract will remain in force.

Is there a minimum amount of insurance coverage required?

Yes. There is a minimum of 20,000 USD of insurance coverage for death, disease or accident, however a combination is possible.